Protection
Personal Protection
Personal protection: securing the future of those who depend on you
Personal protection is designed to provide financial support for the people who rely on you.
It’s important to think about the impact your death or a serious illness could have on your loved ones. Taking steps now can help ensure they are financially supported during a difficult time.
Critical Illness Cover
For many, the financial risks of a critical illness or injury are more important (and likely) than death, as it may lead to loss of work, treatment and additional care costs.
A critical illness policy will make a lump sum payment or provide a regular income (see below under Family Income Benefit) on diagnosis of pre-defined “critical” illnesses, serious conditions or injuries. The conditions covered and level of pay-out vary greatly from policy to policy so it is vital to read the terms and conditions of each policy rather than simply opting for the cheapest one.
