Borrowing Calculator
How much could I borrow?
Most lenders will usually lend between 4 and 4.5 times your yearly income before tax. Some lend more for higher earners or certain professions.
Add your income, plus a second applicant's if you are buying together, and your deposit to see a rough guide to your budget.
You could borrow around
£-
to £-, so a home of up to £- with your deposit
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders. Your actual amount depends on your outgoings, credit history and each lender’s checks.
Speak to an adviserYour home may be repossessed if you do not keep up repayments on your mortgage.
